CMG Mortgage, Inc., with its headquarters in San Ramon, California, reported a security incident: some of its customers may have had their personal information accessed by an unauthorized party. The personal data may have included customers’:
• Name
• Address
• Date of Birth
• Social Security number
• Driver’s license number
• Bank account number
• Loan application number
Two years of identify monitoring services are being offered through Experian’s IdentityWorks. If you have received a Data Breach Notice from CMG, note that there is an enrollment deadline.
Click here for the full text of the CMG Mortgage Notice of Data Breach.
Special California Laws Protect You
California has laws that specifically protect your personal information.
o The California Customer Records Act (Cal. Civil Code § 1798.80-84) requires businesses to put into place and maintain reasonable security procedures and practices to protect consumer’s personal information.
o The California Consumer Privacy Act (CCPA) (Cal. Civil Code § 1798.100-199.100) contains many protections for personal information of California residents.
If certain types of personal information, like Social Security numbers and names, are left unencrypted and are accessed, stolen, or hacked because a business didn’t fulfill its obligation to implement and maintain reasonable security, an affected California resident can sue to protect their rights under the CCPA and CCRA.
If you are a California resident and received a Recent Notice of Data Breach from CMG Mortgage, Inc., you may be entitled to between $100 and $750 or your actual damages, whichever is greater. Participants in data breach lawsuits can recover damages, injunctive relief (to make sure that the business has reasonable security practices to protect consumer data from being leaked again), and anything else the court concludes is necessary to compensate data breach victims and prevent these harms from occurring again.
To read more about the CMG Mortgage Data Breach, click here.
You Have Important Legal Rights Under California’s CCPA
Data Subject Access Rights | The right to see a copy of the personal data a business has collected about you, free of charge. |
Right to Know | The right to find out why a business has collected your personal information, what it has shared (by category), who it was collected from (by source type), and who it has shared your data with (by category). The right to find out if your data is being sold. |
Right of Data Deletion | The right to have your personal information deleted from any business that collected it directly from you. |
Non-Discrimination Right | The right not to be discriminated against by a business for exercising your CCPA rights. |
Right to Opt Out of Data Sale | The right to opt-out of the sale of your data without being discriminated against. |
We Can Help You Exercise Your CCPA Rights
Every case is unique. Even when your data has been part of a breach, despite the provisions of the CCPA you may not be awarded compensation.
Experienced data breach and class action attorneys can help you exercise your rights, evaluate your options, and decide whether you are entitled to compensation under the CCPA. There are no out of pocket costs to you, as we only get paid if we prevail.
For more information on your legal options, please contact us using the form found here
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